Commonly Overlooked Homeowners Coverage’s

Commonly Overlooked Homeowners Insurance Coverage’s.

Homeowners Insurance, lets face it, sometimes it can be complex. Question remains, do you have the right coverage, have you overlooked coverage’s by purchasing your coverage online or perhaps in a rush at close of escrow. Hopefully you are watching this before you have a loss and you can take proper steps to correct your coverage. In this video we will go over the overlooked coverage’s, how they apply, and what you should expect to pay for them.

Californian’s are in a peculiar position as much of our home values are determined by location and land value which makes the task of properly insuring your home even more difficult. There are several factors you need to take into consideration when choosing coverage’s as well as carriers.

• What type of materials are in your home?
• If your home were to be a total loss, how would you rebuild?
• What are the living costs in your area and how will you fund your temporary living expenses?
• Does your carrier provide concierge claims services that will make your restoration process seamless and stress free?
• Are your personal items covered properly or are you self insuring?
• In the event of a catastrophic loss like we are seeing increase in frequency in California, does your policy have coverage for the increase in demand of labor rates and building materials?

Insurance can be a daunting task, and one that people tend to overlook or even procrastinate on, the good news for you? This is an area that we have a lot of experience in and can guide you through the decision making process with ease and education to all options available with the many carriers that we work with specializing in this segment of the market.

Ready to get started?