Common Lawsuits and Claims Pest Control Companies Face in California

by Shane Eastman

Introduction
Operating a pest control business in California comes with unique challenges. Strict environmental regulations, high client expectations, and a strong litigation culture mean that pest control companies with 10 or more employees face significant insurance exposures. Knowing the most common lawsuits and claims can help you prepare and protect your company.

1. Chemical Exposure and Environmental Claims
California has some of the strictest pesticide and chemical regulations in the country. Improper use or accidental spills can lead not only to property damage claims but also to environmental lawsuits and fines from state regulators. Pollution liability coverage is a must for California operators.

2. Bodily Injury to Clients, Tenants, or Pets
Accidental chemical exposure can result in claims of illness or injury from residents, employees of clients, or pets. Given California’s legal environment, bodily injury claims often escalate quickly into lawsuits seeking large settlements.

3. Professional Negligence and Service Failures
Clients expect pest control treatments to work effectively. If services fail to eliminate infestations, especially in regulated industries like healthcare and food service, companies may face negligence claims. Errors and omissions (E&O) coverage is critical to protect against these allegations.

4. Commercial Auto Accidents
With heavy traffic across California’s urban centers, auto accidents are among the most frequent claims pest control companies face. Vehicle collisions can involve property damage, injuries, and chemical spills, all of which drive up costs.

5. Workers’ Compensation and Employee Safety
California’s workers’ compensation system is rigorous, and claims are common. Employees are at risk of ladder falls, repetitive strain injuries, and chemical exposure. Businesses with larger workforces are particularly vulnerable to costly claims and compliance audits.

Conclusion
California pest control companies face a high level of scrutiny from both regulators and clients. The most common claims—chemical exposure, bodily injury, negligence, auto accidents, and employee injuries—can significantly impact your business if not properly insured. At Eastman Insurance Solutions California, we understand these risks and help pest control operators build customized insurance programs. Contact us today for a comprehensive risk review.

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