Condo insurance (also referred to as an H0-6 policy) covers your condo unit where your condo association insurance stops. Your association typically insures the physical structure/building and other common areas.
Association by-laws vary, but condo owners are generally responsible for the interior of their unit, or from the drywall in. Things like your floors, walls, cabinets and fixtures that your association’s insurance likely doesn't cover.
Getting a copy of those by-laws is a good idea so you can understand what your responsibilities are in the event of a claim. We can help you understand the fine print.
Condo insurance for Town-homes
It's also important to understand that some town-homes are insured like condos, and therefore require an H0-6 policy.
If you live in a town-home, be sure that you have the correct type of insurance.
Eastman Insurance Solutions is here to help you understand the differences between a homeowners policy and a condo policy.
How to get started on your quote
For the most efficient way to provide us the information we need, click HERE to securely send us your current insurance documents directly from your current carrier.
Click HERE to set up an in office or phone appointment with one of our experienced insurance agents to discuss your needs and collect the information.
Simply complete the form below and it will be emailed to us upon your completion.
This website or its third-party tools process personal data.In case of sale of your personal information, you may opt out by using the link Do not sell my personal information.
Necessary cookies are absolutely essential for the website to function properly. This category only includes cookies that ensures basic functionalities and security features of the website. These cookies do not store any personal information.
Any cookies that may not be particularly necessary for the website to function and is used specifically to collect user personal data via analytics, ads, other embedded contents are termed as non-necessary cookies. It is mandatory to procure user consent prior to running these cookies on your website.