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Boat Insurance

We specialize in Boat Insurance in California

Boats and personal watercraft are big investments, but if you love being out on the water, you know they’re worth it.

So protect your fun investment with coverage that’s designed with the boat lover in mind, not with some standard coverage or add-on to your Homeowners Insurance.

boat insurance

Eastman Insurance Solutions can help make your time on the water relaxed and worry-free. We will find you comprehensive insurance protection that protects you, your friends, family, your watercraft, and your boating equipment.

The average boat policy costs less than a dollar a day. You’ll enjoy being on the water even more when you aren’t worried about your safety, the safety of your passengers, or your investment.

Do you know what to look for in a Boat Insurance policy? Eastman Insurance Solutions can help you determine the right amount of coverage to meet your specific needs. Just contact us today to get started.

California Boat Insurance coverages

  • Navigational Area — Know where you are covered in the water. Some insurance companies offer protection that covers you up to 75 miles from the U.S. coastline, into Canadian coastal or inland waters, and into the Pacific coastal waters of Mexico. In California, Florida and Oregon, coverage for additional areas can be purchased.
  • Agreed Value Coverage — Watercrafts depreciate just like cars. Actual cash value policies can make it difficult to replace a boat that has been stolen or destroyed. This means that if your boat is a total loss you will get the value you insured it for, minus any deductible.
  • Liability — Like car insurance, personal liability coverage provides coverage to other boaters and boat owners in the event you are at-fault for an accident on the water. This coverage will pay to repair or replace the property of someone else as well as for their medical care, lost wages, and other costs incurred as a result of a boating accident for which you are at-fault.
  • Medical Payments — Medical payments coverage will pay for the cost of needed care that is the result of a boating accident. This coverage is available from $500 to $10,000 and covers you, your passengers, and even your water skiers/tubers, regardless of who is at-fault.
  • Physical Damage Coverage — Physical damage coverage pays for the cost to repair or replace your watercraft, its motor, any permanently attached equipment, and your trailer if it is stolen or damaged.
  • Uninsured/Underinsured Watercraft Bodily Injury — Since boat insurance is not always mandatory, many boaters choose not to get insurance. If you are hit by an uninsured or underinsured boater and you are injured, this type of coverage pays for medical treatment, lost wages, and other costs associated with the accident.
  • Fuel Spill Liability and Wreckage Removal — Should your boat sink or be seriously damaged, there is a chance that it could leak oil or fuel into the water. As the boat’s owner, you are required by law to have this cleaned up, which can be time consuming and expensive.
  • Personal Effects — Your policy can provide coverage for many personal effects, including clothing, cell phones, scuba/snorkeling and other sporting equipment, and fishing equipment. Limits vary by state, so check with us for what's required in your state. Personal effects coverage does not include jewelry, watches or furs.
  • Unattached Equipment Coverage — This pays to repair or replace equipment that isn’t permanently attached to your boat or personal watercraft, but is designed for use primarily on a boat. This includes items like lifesaving equipment, water skis, anchors, oars, fire extinguishers, tarps, etc.
  • Emergency Assistance — The Emergency Assistance Package provides coverage for towing, labor and delivery of gas, oil or loaned battery if the watercraft is disabled while on the water.

Getting started is as easy as 1,2,3!

  1. For the most efficient way to provide us the information we need, click HERE to securely send us your current insurance documents directly from your current carrier.
  2.  Click HERE to set up an in office or phone appointment with one of our experienced insurance agents to discuss your needs and collect the information.
  3. Simply complete the form below and it will be emailed to us upon your completion.

Step 1 of 5 - General Information

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  • If you would like to bypass the manual entry of this information, you can utilize the "Compare My Insurance" Link at the top of the page to send all information needed in a few simple clicks.

  • Operator #1

  • Minor violations include Speeding, Failure to Stop, Failure to Yield, Seatbelt violations etc.
  • Major violations include DUI, Reckless Driving, Speeding Over 100, etc.
  • Include ALL accidents regardless of fault.
  • Operator #2

  • Minor violations include Speeding, Failure to Stop, Failure to Yield, Seatbelt violations etc.
  • Major violations include DUI, Reckless Driving, Speeding Over 100, etc.
  • Include ALL accidents regardless of fault.
  • Operator #3

  • Minor violations include Speeding, Failure to Stop, Failure to Yield, Seatbelt violations etc.
  • Major violations include DUI, Reckless Driving, Speeding Over 100, etc.
  • Include ALL accidents regardless of fault.
  • Operator #4

  • Minor violations include Speeding, Failure to Stop, Failure to Yield, Seatbelt violations etc.
  • Major violations include DUI, Reckless Driving, Speeding Over 100, etc.
  • Include ALL accidents regardless of fault.
  • Watercraft #1

  • Example: 2015 Mastercraft X-23
  • This Allows Us To Provide The Most Accurate Rates
  • This Allows Us To Provide The Most Accurate Rates
  • Please assign a primary driver from the previous page. NOTE: Any listed driver has coverage on all vehicles.
  • What is the retail value of the watercraft as of this date?
  • Your out of pocket expense for damage to your vehicle other than Collision
  • Your out of pocket expense for damage to your vehicle from a Collision
  • Watercraft #2

  • Example: 2015 Mastercraft X-23
  • This Allows Us To Provide The Most Accurate Rates
  • This Allows Us To Provide The Most Accurate Rates
  • Please assign a primary driver from the previous page. NOTE: Any listed driver has coverage on all vehicles.
  • What is the retail value of the watercraft as of this date?
  • Your out of pocket expense for damage to your watercraft other than Collision
  • Your out of pocket expense for damage to your watercraft from a Collision
    Liability provides coverage for those you injure in an accident, outside of your vehicle.
  • Property damage covers the damage you cause to someone else's property in an accident
  • Med-Pay Covers out of pocket medical expenses for injuries sustained by you or other individuals in your vessel in an accident that is your fault.
    EIS is a full service insurance agency, with access to over 100 insurance carriers, we can match your insurance needs with the right carrier to assure you are getting the best value for your insurance premium.
  • Drop files here or
    Max. file size: 98 MB, Max. files: 10.
      If you have copies of your current insurance coverage, it is extremely helpful if you provide your current insurance docs, this allows us to provide a more comprehensive review.

    insurance agency Vacaville CA

    insurance agency Vacaville CA

    Visit Our Office

    371 Merchant St
    Vacaville CA 95688
    Get Directions
    (707) 402-8887
    support@eiscalifornia.com

    Contact Us

    Eastman Insurance Solutions
    371 Merchant St
    Vacaville CA 95688
    Get Directions
    (707) 402-8887
    support@eiscalifornia.com
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