MyCRO™ Powered by Eastman Insurance Solutions
Executive Risk Leadership for Growing California Businesses
California businesses operate in one of the most complex risk environments in the country.
From Sacramento to the Bay Area, Los Angeles, the Central Valley, and San Diego, small and mid-sized companies are scaling amid heightened regulatory scrutiny, evolving labor laws, strict compliance standards, and increasingly sophisticated contractual requirements. At a certain point, informal risk management simply isn’t enough.
MyCRO™ powered by Eastman Insurance Solutions was built for that moment.
MyCRO™ is short for “My Chief Risk Officer.”
It is a fractional risk leadership solution designed to give California businesses access to executive-level risk guidance—without the cost or commitment of hiring a full-time CRO.
What Is MyCRO™?
MyCRO™ provides structured, ongoing risk leadership for businesses that have outgrown reactive decision-making but are not yet ready for a full internal risk department.
Think of MyCRO™ as your Chief Risk Officer—embedded at the right level, focused on the risks that matter most, and scaled to your organization’s size, complexity, and stage of growth.
This is not a one-time assessment.
This is not simply insurance placement.
This is leadership.
Why MyCRO™ Exists
Most businesses do not suddenly decide they need a Chief Risk Officer. They grow into that need.
As California companies scale, risk responsibilities quietly expand. Leadership reviews more complex contracts. Compliance obligations increase. Claims become more frequent or more severe. Decisions that once felt operational now carry real regulatory, financial, and contractual consequences.
At this stage, many business owners recognize that these responsibilities belong at the executive level. However, revenues often do not yet support—and operations do not yet require—a full-time CRO.
A true Chief Risk Officer role can easily approach $300,000 to $400,000 per year once salary, benefits, and executive overhead are considered. For most growing California businesses, that investment is premature. More importantly, they may not need a CRO involved every day—but they do need experienced leadership guiding critical decisions.
MyCRO™ was built specifically for this stage of growth.
It delivers executive-level risk leadership without the full-time commitment, allowing businesses to scale responsibly while aligning risk oversight with revenue, regulatory exposure, and operational maturity.
The Three Pillars of MyCRO™
Contract Review
Contracts are one of the most significant—and often underestimated—sources of risk for California businesses.
MyCRO™ reviews contracts your organization is providing and receiving, including:
- Client contracts and service agreements
- Vendor and subcontractor agreements
- Master Service Agreements (MSAs)
- Lease and operational contracts
- Insurance and risk-transfer requirements
Our role is not to provide legal advice.
Our role is risk clarity—helping leadership understand exposure, insurance implications, and mitigation options before issues arise.
Compliance Support
California’s regulatory environment is uniquely complex. As businesses grow, compliance expectations increase across labor law, safety standards, contractual obligations, and industry regulations.
MyCRO™ supports businesses in becoming and remaining compliant, including:
- Identifying applicable regulatory and contractual requirements
- Establishing practical, repeatable compliance frameworks
- Supporting safety documentation and internal controls
- Preparing for audits, renewals, and third-party reviews
- Reducing compliance gaps that impact insurability and claims outcomes
The goal is not bureaucracy.
The goal is defensibility, consistency, and readiness.
Risk Management & Mitigation
Risk management is the discipline of identifying exposures before they become losses.
MyCRO™ works alongside California business owners and leadership teams to evaluate:
- Operational and workplace risks
- Claims trends and loss drivers
- Safety culture and accountability gaps
- Alignment between operations and insurance structure
Strong risk management protects people, strengthens operations, and often leads to more favorable underwriting outcomes and improved long-term insurance pricing.
A Neutral Third-Party Risk Partner
You do not need to be an EIS insurance client to participate in MyCRO™.
Many California businesses engage MyCRO™ specifically as a neutral third party, acting as an intermediary between the company and its existing insurance broker. In this role, EIS provides independent risk insight without carrier bias.
That option is available and respected.
At the same time, transparency matters. Eastman Insurance Solutions is first and foremost an insurance agency with deep expertise in California industries. When risk leadership and insurance strategy are aligned, outcomes are often stronger—but alignment is not required.
Available to EIS Clients and Non-Clients
MyCRO™ is available to:
- Existing EIS California insurance clients
- Businesses insured elsewhere
- Organizations seeking advisory-only risk leadership
For EIS clients, participation and pricing may depend on the size and complexity of the insurance account. Some engagements may be included or partially included, while others require an additional investment.
For non-clients, MyCRO™ is delivered as a standalone advisory service with clearly defined scope and expectations.
How Engagements Are Structured
MyCRO™ engagements are scalable and designed to meet businesses where they are.
Entry-level advisory support begins at $1,000 per month, with expanded service levels available for organizations requiring deeper involvement, ongoing oversight, or embedded risk leadership.
Specific scope and pricing are discussed during a strategy conversation.
No. MyCRO™ does not provide legal advice or replace your attorney. Contract reviews are conducted strictly from a risk and insurance perspective.
Yes. Legal counsel should review contracts for enforceability and legal interpretation. MyCRO™ complements that process by identifying risk exposure and insurance implications.
No. MyCRO™ is available regardless of where your insurance is placed.
Absolutely. MyCRO™ is designed to work alongside legal counsel, brokers, and internal teams.
By improving risk controls, compliance consistency, and claims performance, businesses often become more attractive to underwriters over time thus reducing the cost of insurance.
Ready to Start the Conversation?
If your California business is growing faster than your risk structure can support, **MyCRO™—Your Chief Risk Officer, when you need one—**may be the next step.
Schedule a strategy conversation to discuss your contracts, compliance exposure, and risk priorities.