Can I insure a Salvaged Title Vehicle in California?
In short, yes you can insure a car that has a salvage title. However, do not expect the to receive the full market ACV. In fact, most insurance companies only offer liability insurance on salvage titles since your car is required to pass the inspection necessary for registration, you’re no more likely to hit anybody else just because your car has a salvage title. Your likelihood of causing damage isn’t increased, so your property damage and bodily injury liability should be the same as it would be in a car with a clean title.
However, liability isn’t the difficult hurdle to overcome, depending on your insurance carrier and the physical state of your salvage car, several insurance companies offer collision coverage on salvage autos. The question is, do you want it? In the case of comprehensive and collision, most insurers pay only as much as 80 percent of the car’s calculated market value. This means that if you total your salvage-title car, you’ll only get 80 percent of its replacement cost
Hope this helps! If you would like to know more about California Salvaged Car Insurance be sure to visit our page dedicated to it.
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